Many doubtful loan offers have their origin with the so-called „Nigeria-Connection“, -an African Fraudster Club who really does not care about anything. They spam since many years all advertisements with big publications.
This might be the reason many people believe to get real private money is easy as clicking your mouse. This idea is completely unrealistic.
It looks much better but at the end it is similar desastrous…. -the offers from big law firms offering you Private Investors with so-called Fund-Raising. This sometimes even works, but the cost is so dramatically high (up to 50 % of the investment) you will have huge problems anyway.